Source: www.ftc.gov 

How do I improve my credit score?

When you get your credit score, you might get information on how to improve it. Improving your score by a lot will probably take some time, but it can be done. Under most scoring systems, your score might improve if you focus on paying your bills on time, pay down any outstanding balances, and avoid opening several new accounts at the same time.

Is there information on your credit report that’s correct — just not so good? No one promising to repair your credit can legally remove information if it’s both accurate and current. Sometimes companies will say they can help, but many are scams. Still, there are ways to fix mistakes and improve your credit. Here’s what you need to know about fixing your credit.

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