Navigating the Storm: Your Guide to Opportunity in Crisis By Coach Brian Gibbons, www.REISkills.com If you’re feeling the pressure right now, you’re not alone. The headlines are loud, the uncertainty is real, and it’s easy to feel like the ground is shifting beneath your feet. But I need you to hear this, and hear it clearly: […]
Forget Annuities? How Managed Payout Funds Offer a Simpler Path to Retirement Income Introduction: The Retirement Income Puzzle For decades, retirees have faced the same daunting challenge: how to transform a lifetime of savings into a reliable stream of income that will last for the rest of their lives. This transition from a nest egg […]
Professional Investor Report: Four Key Characteristics of a Successful Real Estate Investor A.1. Establish Your Goals – In Writing Action Step: Clearly define short-term and long-term investment objectives. Why It Matters: Written goals serve as a constant reference point, ensuring focus and motivation. Implementation: Review and adjust goals quarterly to stay aligned with market conditions. […]
Roth IRA Education This educational material highlights the advantages of Roth IRAs as a premier tool for long-term wealth accumulation. It emphasizes three key benefits: – tax-free growth and withdrawals, – the ability to withdraw contributions at any time without penalty, and – asset protection from creditors. – explains how to establish and fund a Roth […]
he Dodd-Frank Wall Street Reform and Consumer Protection Act introduced the Ability-to-Repay (ATR) rule to ensure that lenders make responsible mortgage lending decisions. Here’s a brief overview: Ability-to-Repay (ATR) Rule Purpose: Requires lenders to make a reasonable, good faith determination that a borrower has the ability to repay their mortgage. Qualified Mortgages (QM): Loans that […]
Note Servicing Companies FCI Lender Services works in all 50 states. Their phone number is 800-931-2424 x-651. NSC Note Servicing Center works in every state except New York and New Jersey. Their phone number is 559-665-3456 x.305 or x.301. Madison Management Services works in 46 of the 50 states (every state except for Montana, New Hampshire, New York, […]
Entity Formation It’s important to get the right advice when you get started with entities in real estate investing. If you’re just going to be doing wholesaling then getting the right advice on structuring your LLC is important. If you’re going to be doing many different things like subject to or lease options or I […]
Can I Sell My Note Right After I Create It? Reality Check on Simultaneous Closings by Note Queen May 15, 2008 Seller Financing, Selling Your Note The simultaneous closing is a little-known, but powerful strategy for getting real estate transactions closed in difficult markets. Wouldn’t you like the competitive edge if you’ve got property on the […]
REIAs or Real Estate Investor Associations are a wonderful place to be if you are a brand new real estate investor or you are seasoned and been at it for a while. Now I will say this: there are some wonderfully run organizations and then there are some poorly run organizations. Most good ones will charge […]
From Investopedia If you need cash for a down payment for a home, you might be wondering if you can use your 401(k) retirement plan funds. Typically, when you withdraw funds from a 401(k) before age 59½, you incur a 10% penalty. This rule also applies if you withdrawn funds from your 401(k) for the […]